Social Security payments in the United States are distributed according to a specific schedule set by the Social Security Administration (SSA). In July 2025, not all beneficiaries will receive their payments on the same day. If you’re retired or know someone who relies on these monthly payments, it’s crucial to understand who will and won’t receive their Social Security payment on Wednesday, July 16, 2025.
Who Will Not Receive Their Payment on July 16, 2025?
Social Security payments are scheduled based on the beneficiary’s date of birth and the type of benefit they receive. Here’s a breakdown of who will not receive their payment on July 16:
Beneficiaries born between the 1st and 10th of the month will receive their payment earlier, on Wednesday, July 9, 2025. Beneficiaries born between the 21st and 31st of the month will receive their payment later, on Wednesday, July 23, 2025. People who started receiving benefits before May 1997 already received their payment on Tuesday, July 1, 2025. SSI (Supplemental Security Income) recipients also received their payment on July 1, 2025, as they do every month.
Who Will Receive Their Payment on July 16, 2025?
The group that will receive their Social Security payment on Wednesday, July 16, 2025, includes beneficiaries who were born between the 11th and 20th of the month and who began receiving their benefits after May 1997. If you fall into this group, you can expect your payment to be deposited on July 16.
Social Security Payment Schedule for July 2025
The full schedule for July 2025 payments is as follows: On Tuesday, July 1, people who have been receiving benefits since before May 1997 and SSI beneficiaries will receive their payments. On Wednesday, July 9, beneficiaries born between the 1st and 10th will be paid. On Wednesday, July 16, beneficiaries born between the 11th and 20th will receive their payments. Finally, on Wednesday, July 23, beneficiaries born between the 21st and 31st will receive their payments.
How Much Will Social Security Beneficiaries Receive in 2025?
The amount of Social Security payments can vary widely depending on several factors, such as each person’s earnings history, years worked, and the age at which they decided to retire. Here are some general averages for 2025:
The average retirement payment is between $1,900 and $2,000 per month, depending on the individual’s lifetime earnings. The maximum retirement payment at age 70 can go up to $5,108 per month for those who waited until age 70 to begin receiving benefits. The average Disability Payment (SSDI) is around $1,537 per month. The average SSI (Supplemental Security Income) payment is about $943 per month, typically for people with low incomes or limited resources.
If you’re wondering why you might not receive your Social Security payment on July 16, 2025, it’s likely because you don’t fall into the group that is scheduled to receive their payment that day. The SSA has a clear payment schedule based on birth dates, so if you’re expecting a payment on a different day, be sure to check the specific schedule for your group. Payments will continue throughout the month, with different groups receiving theirs on the 9th, 16th, or 23rd, depending on when they were born.
