The Social Security Administration (SSA) has confirmed that during July 2025, monthly payments will continue for millions of beneficiaries in the United States, though the schedule is based on birth dates. Those born between the 1st and 20th of the month have already received their payments earlier in July, either on the 10th or 17th, depending on the exact date of birth. Payments for those born between the 21st and 31st were made on July 23rd, as there will be no payments on July 26th.
The SSA’s payment schedule follows a clear logic based on birth dates. Those born from the 1st to the 10th of the month receive their payments on the second Wednesday. Those born from the 11th to the 20th get theirs on the third Wednesday, while those born from the 21st to the 31st receive their payments on the fourth Wednesday.
In addition to standard Social Security payments, people receiving Supplemental Security Income (SSI) or Disability Benefits (SSDI) follow their own schedule. SSI beneficiaries, typically low-income seniors or those with disabilities, receive their payments on the 1st of each month, unless that falls on a weekend or holiday, in which case payments are issued earlier. For July 2025, the SSI deposit was made on July 1st.
As of July, Social Security beneficiaries are receiving an average monthly payment ranging from $1,900 to $2,000, depending on factors such as years of contributions and age at retirement. Beneficiaries should ensure their bank details are up to date if they opt for direct deposit to avoid delays in receiving their payments. Those choosing physical checks may experience longer delivery times.
