Financial security during retirement is a top concern for many, and Social Security plays a key role in supporting millions of Americans. For those receiving Social Security Disability Insurance (SSDI), understanding the payment schedule can help alleviate concerns about when to expect their monthly deposit.
The Social Security Administration (SSA) doesn’t disburse all payments on the same day. The payment dates are determined by the beneficiary’s date of birth and the date they started receiving benefits. This structure means that some recipients have already received their July payment, while others are still waiting for their scheduled deposit.
SSDI Payment Schedule for July 2025:
Group 1: Beneficiaries who began receiving benefits before May 1997. Payments were made on July 3.
Group 2: Beneficiaries with birthdays between the 1st and 10th of the month. Payments will be made on July 9.
Group 3: Beneficiaries with birthdays between the 11th and 20th of the month. Payments will be made on July 16.
Group 4: Beneficiaries with birthdays between the 21st and 31st of the month. Payments will be made on July 23.
What to Do if You Haven’t Received Your SSDI Payment
If you haven’t received your SSDI payment yet, here are a few things to check before reporting a missing payment:
Verify your group: Double-check that your date of birth and the date you began receiving benefits match your assigned group in the payment schedule.
Check your Direct Deposit details: Ensure that your bank account or Direct Express card details are correct.
Wait three business days: If your payment has not appeared after the scheduled date, wait at least three business days before reporting a missing deposit to the SSA.
This payment schedule and process are designed to ensure that beneficiaries receive their payments consistently and without delays.
