Today, Thursday, July 3, 2025, is an important day for many Social Security beneficiaries in the United States. If you started receiving benefits before May 1997, or if you receive both Social Security and Supplemental Security Income (SSI), then your payment should have arrived today. This happens no matter when your birthday is.
Who Got Paid on July 3?
If you’re one of those who began receiving Social Security payments before May 1997, or if you’re getting both Social Security and SSI, you were likely paid today. These payments are usually sent early in the month, before other beneficiaries get theirs, because of the way the Social Security Administration (SSA) schedules payments.
Full July 2025 Social Security Payment Schedule
Here’s the complete payment schedule for this month:
July 1 (Tuesday): SSI payments for all beneficiaries.
July 3 (Thursday): Social Security payments for those who started benefits before May 1997 or who receive both Social Security and SSI.
July 9 (Wednesday): Payment for people born between the 1st and 10th of any month.
July 16 (Wednesday): Payment for people born between the 11th and 20th.
July 23 (Wednesday): Payment for people born between the 21st and 31st.
This birth-date-based system helps the SSA manage its huge number of payments smoothly throughout the month.
How Much Are You Likely to Receive?
In 2025, payments increased due to a 2.5% Cost-of-Living Adjustment (COLA). This means you’re getting about $50 more each month compared to last year.
Here are the average monthly benefits:
Retired Individuals: Around $1,976
Retired Couples: Around $3,089
Widows with Children: Around $3,761
Disabled Workers and Families: Around $2,826
Maximum Benefit: You can receive up to $5,108 monthly if you delayed retirement until age 70 and had a strong work record.
These figures give a general idea, but your actual amount may differ based on your past earnings, age of retirement, and other personal factors.
Didn’t Get Paid Yet? Here’s What to Do
If your payment hasn’t shown up yet, don’t panic. Follow these steps:
First, check your bank account to confirm whether the payment has been deposited.
If it’s not there, wait up to 3 more business days, as sometimes banks take a bit longer to process transfers.
If there’s still no sign of the money, call your bank first to check if they’ve received it. If not, contact the Social Security Administration (SSA) at 1-800-772-1213.
Why These Payments Matter
For many families, Social Security and SSI payments help manage daily expenses, monthly bills, and special events like Fourth of July celebrations. These benefits are more than just money—they support millions of people in the US, including senior citizens, widows, people with disabilities, and low-income households.
So, if you’re one of the people who should’ve received your payment today, this is a good time to double-check your finances and make sure everything is in order. And if something doesn’t seem right, don’t wait to ask for help.
