The Social Security Administration (SSA) has officially released the August 2025 payment schedule, detailing when various types of benefits—retirement, SSDI, and SSI—will be distributed. These payments already include the 2.5% Cost-of-Living Adjustment (COLA) implemented for 2025. Payment dates are carefully structured based on birthdates, benefit types, and other eligibility factors such as when the recipient first began receiving benefits or where they live. If a scheduled date falls on a weekend or federal holiday, payments are issued on the nearest previous business day.
August 2025 Payment Schedule
Friday, August 1st
This early payment date covers a number of groups, including:
- SSI beneficiaries receiving their regular August payment
- Retirement and SSDI recipients who began receiving benefits before May 1997
- Individuals receiving both SSI and Social Security benefits
- Beneficiaries whose Medicare premiums are state-funded
- Those who reside outside the United States
Wednesday, August 13th
Recipients with birthdays from the 1st to the 10th of any month, and who began collecting Social Security benefits after May 1997, will receive their retirement, SSDI, spousal, or survivor benefits on this date.
Wednesday, August 20th
Those with birthdays between the 11th and 20th, who began receiving benefits after May 1997, are scheduled to receive their payments.
Wednesday, August 27th
This is the payment date for beneficiaries with birthdays from the 21st through the 31st, provided they began receiving Social Security after May 1997.
SSI Beneficiaries: Two Payments in August
Because September 1st falls on Labor Day, a federal holiday, SSI recipients will receive their September benefit early, on Friday, August 29th. This early deposit applies only to SSI. Those who receive both SSI and Social Security will not get a second Social Security payment in August—they already received their combined benefits on August 1st.
2025 Maximum Benefit Amounts
Retirement Benefits
- Age 62 (early retirement): Up to $2,831 per month
- Full Retirement Age (67 for those born in 1960 or later): Up to $4,018 per month
- Age 70 (delayed retirement): Up to $5,108 per month
These maximum amounts apply only to individuals with high earnings over 35 years and who delay their claim until the optimal age. Most retirees receive less than these figures.
SSDI Benefits
- Maximum monthly benefit: $4,018
- Average monthly benefit: Around $1,580
SSDI is intended for individuals with significant work history who become disabled and are unable to perform substantial gainful activity. The exact benefit depends on past earnings and age at disability onset.
SSI Benefits
SSI is for low-income seniors, blind individuals, and people with disabilities who may not qualify for SSDI. Maximum federal SSI amounts for 2025 are:
- Individuals: Up to $967 per month
- Couples: Up to $1,450 per month
- Essential Persons: $484 per month
These limits vary slightly by state, as some states supplement federal SSI payments.
As always, the SSA encourages all beneficiaries to stay updated through official channels and to use secure direct deposit or Direct Express cards for timely and safe access to benefits.
