If you receive Supplemental Security Income (SSI) from the Social Security Administration (SSA), you may notice something unusual in your bank account this August. You will receive two SSI payments—one on Friday, August 1 and another on Friday, August 29. While this may look like a bonus or extra payment, it’s not. Here’s a clear explanation of why this happens, who is affected, and how to plan your finances accordingly.
Why Are There Two SSI Payments in August?
Social Security follows a strict payment calendar, and for SSI recipients, benefits are typically deposited on the 1st of every month. But when the 1st falls on a weekend or federal holiday, the SSA issues the payment on the previous business day.
That’s exactly what’s happening in August 2025. Since September 1 falls on a Monday, and it’s Labor Day, the SSA will send out the September SSI payment early, on Friday, August 29.
This means the two payments in August are:
- August 1: SSI for August
- August 29: Early SSI payment for September
It’s important to note: this is not a bonus or extra benefit. You are still receiving only one payment per month, just slightly ahead of schedule due to the holiday.
Common Misunderstanding: Is It Extra Money?
Some recipients may see two deposits in one month and assume they are receiving a bonus or double payment. But that’s not the case. The second payment in August is for September. Failing to understand this may lead to spending money too early and facing financial difficulties in the following month.
The SSA has clearly stated that this is part of its regular payment structure, and it’s something that occurs multiple times throughout the year whenever a holiday or weekend falls on the 1st of the month.
Who Does This Apply To?
This payment adjustment only affects SSI beneficiaries, because they receive their benefits on the 1st of the month. Other Social Security recipients—such as those receiving retirement, SSDI, or survivor benefits—follow a different schedule, usually based on their birth date.
- SSI is paid on the 1st of each month unless that day is a weekend or holiday.
- Social Security retirement, SSDI, and survivor benefits are paid between the 2nd and 3rd, or on Wednesdays depending on your birth date.
So, only SSI recipients will receive two payments in August. Everyone else will be paid according to the usual schedule.
How to Prepare: Financial Tips for SSI Beneficiaries
Receiving two payments in the same month can be confusing if you’re not aware of the reason. That’s why it’s important to plan ahead. Here are a few simple but helpful financial tips to stay on track:
Make a note on your calendar that you’ll receive SSI on August 1 and again on August 29.
Remember that the August 29 payment is your September benefit, so try not to spend it early.
Adjust your monthly budget knowing that you won’t receive another payment until October 1.
Check your bank account or Direct Express card to confirm deposit dates.
Log in to My Social Security online to view your personalized 2025 SSA payment calendar and stay updated throughout the year.
Planning ahead ensures that you don’t face a financial gap in September. By being aware of the schedule and managing your expenses accordingly, you can avoid surprises and keep your finances stable.
In August 2025, SSI recipients will receive two payments, but this is simply due to the way the SSA handles holidays. It’s not an extra or bonus payment. The August 29 payment is an early deposit for September, and you won’t receive another until October 1. Only SSI beneficiaries are affected by this calendar change—others receiving Social Security benefits will follow the usual birth-date-based schedule.
To stay financially secure, it’s important to mark your calendar, understand the reason for the early payment, and budget accordingly. Use your My Social Security account to stay informed and manage your benefits easily. Staying aware of the SSA’s calendar can help you avoid any financial missteps.
