Social Security Payments on August 1, 2025: Who Will Receive Two Checks?

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Social Security Payments on August 1, 2025 Who Will Receive Two Checks

Social Security recipients in the United States will receive their payments on August 1, 2025. However, some beneficiaries will get two payments this month. This is due to the way the Social Security Administration (SSA) schedules its payments for 2025.

The SSA typically schedules Supplemental Security Income (SSI) payments for the 1st of each month. If the 1st falls on a weekend or federal holiday, payments are moved to the first business day of the month. This is why some beneficiaries will receive two checks on August 1.

Why Some Beneficiaries Will Receive Two Checks

For many Social Security beneficiaries, their payments are usually scheduled for the 3rd of the month. This applies to those receiving retirement benefits, widow’s benefits, or Social Security Disability Insurance (SSDI). However, since August 3rd falls on a Sunday, the SSA will advance those payments to Friday, August 1.

This means that people who receive both SSI payments and retirement, SSDI, or widow’s benefits will get two payments on August 1, 2025.

Understanding Supplemental Security Income (SSI)

SSI is a program that offers financial support to elderly adults and people with disabilities who have little or no income. Unlike other Social Security benefits, SSI eligibility doesn’t depend on work history or tax payments. Instead, it is based on need. SSI payments are usually made on the 1st of each month unless the 1st falls on a weekend or holiday. In that case, payments are moved to the first business day.

Social Security Disability Insurance (SSDI), Retirement, and Widow Benefits

Unlike SSI, individuals receiving retirement pensions, SSDI, or survivor benefits typically receive their payments on the 3rd of each month. However, if the 3rd falls on a weekend or holiday, like it does in August 2025, those payments are moved to the first business day. Since August 3rd is a Sunday, these payments will be made on Friday, August 1st.

Which Beneficiaries Will Receive Two Checks on August 1?

Approximately 2.5 million people in the United States are dual beneficiaries, meaning they receive both SSI and retirement, SSDI, or survivor benefits. These individuals will receive two checks on August 1, 2025: one for SSI and one for their other benefits.

If you do not receive both types of benefits, you will follow the regular SSA schedule for the month. For those receiving SSDI or retirement benefits, the payment dates for August 2025 are based on the recipient’s date of birth:

  1. Born between the 1st and 10th of the month: Wednesday, August 13, 2025.
  2. Born between the 11th and 20th of the month: Wednesday, August 20, 2025.
  3. Born between the 21st and 31st of the month: Wednesday, August 27, 2025.

How Much Will Beneficiaries Receive?

The amount that a beneficiary receives depends on their specific situation. Here are the average figures for each benefit category:

  1. SSI: The average monthly payment is $717.75. The maximum amount can be $1,450 per month for a couple and $967 for a single individual. Some beneficiaries may also receive additional state supplements.
  2. Retirement Benefits: Approximately 70% of Social Security beneficiaries receive retirement benefits, with the average monthly payment being $2,005.05. The maximum possible amount can reach $5,108.
  3. SSDI: The average monthly payment is $1,582.07.
  4. Survivor Benefits: The average payment is $1,571.30.

The upcoming changes to the Social Security payment schedule in August 2025 will affect millions of beneficiaries. Those who receive both SSI and retirement, SSDI, or widow’s benefits will get two payments on August 1, while others will follow the usual schedule based on their birth date. To avoid confusion, beneficiaries should stay informed about their payment dates and amounts.

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